/* Bergmann Finanzen · Stylesheet
   Schriften lokal eingebunden (keine Verbindung zu Google) */
@font-face{font-family:"Inter";font-style:normal;font-display:swap;font-weight:100 900;src:url(fonts/inter-latin-wght-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Inter";font-style:normal;font-display:swap;font-weight:100 900;src:url(fonts/inter-latin-ext-wght-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Manrope";font-style:normal;font-display:swap;font-weight:200 800;src:url(fonts/manrope-latin-wght-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Manrope";font-style:normal;font-display:swap;font-weight:200 800;src:url(fonts/manrope-latin-ext-wght-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}

:root{
  --navy-950:#060f1f;
  --navy-900:#0a1a33;
  --navy-800:#10264a;
  --navy-700:#1a3562;
  --blue:#2b7bff;
  --blue-600:#1f66e0;
  --blue-soft:#e8f0ff;
  --ink:#0a1a33;
  --text:#3b4a63;
  --muted:#6b7a92;
  --line:#e3e8f0;
  --bg:#ffffff;
  --bg-alt:#f5f7fb;
  --radius:18px;
  --radius-sm:12px;
  --shadow:0 1px 2px rgba(10,26,51,.05),0 12px 32px -12px rgba(10,26,51,.18);
  --wrap:1180px;
  --font-head:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:var(--font-body);font-size:17px;line-height:1.65;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue-600);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{overflow-wrap:break-word;hyphens:auto;-webkit-hyphens:auto;font-family:var(--font-head);color:var(--ink);line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em;font-weight:700}
p{margin:0 0 1em}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:6px}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:16px;top:16px}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:700;font-size:16px;padding:14px 24px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s,transform .2s;text-decoration:none!important;line-height:1}
.btn svg{width:18px;height:18px;flex:none}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-600);transform:translateY(-1px)}
.btn-ghost{border-color:rgba(255,255,255,.35);color:#fff}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.btn-outline{border-color:var(--line);color:var(--ink);background:#fff}
.btn-outline:hover{border-color:var(--blue);color:var(--blue-600)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(10,26,51,.92);backdrop-filter:saturate(160%) blur(12px);-webkit-backdrop-filter:saturate(160%) blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:76px;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none!important}
.brand-mark{width:40px;height:40px;border-radius:11px;background:var(--blue);display:grid;place-items:center;font-family:var(--font-head);font-weight:800;font-size:19px;color:#fff;letter-spacing:-.04em}
.brand-text{font-family:var(--font-head);font-weight:700;font-size:19px;letter-spacing:-.02em;line-height:1.1}
.brand-text small{display:block;font-family:var(--font-body);font-weight:500;font-size:12px;letter-spacing:.02em;color:rgba(255,255,255,.6)}
.nav{display:flex;align-items:center;gap:32px}
.nav a{color:rgba(255,255,255,.82);font-weight:500;font-size:15px}
.nav a:hover{color:#fff;text-decoration:none}
.nav .btn{padding:11px 20px;font-size:15px;color:#fff}
.nav-toggle{display:none;background:none;border:0;color:#fff;padding:8px;cursor:pointer}
.nav-toggle svg{width:28px;height:28px}

/* Hero */
.hero{background:radial-gradient(1100px 600px at 85% 10%,rgba(43,123,255,.22),transparent 60%),linear-gradient(180deg,var(--navy-900),var(--navy-950));color:#fff;overflow:hidden;position:relative}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:end;padding-top:72px}
.hero-copy{padding-bottom:88px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:14px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:#9cc0ff;margin-bottom:22px}
.eyebrow::before{content:"";width:28px;height:2px;background:var(--blue);border-radius:2px}
.hero h1{color:#fff;font-size:clamp(38px,5.2vw,62px);font-weight:800;letter-spacing:-.035em;margin-bottom:24px}
.hero h1 em{font-style:normal;color:#6aa5ff}
.hero-lead{font-size:clamp(17px,1.6vw,20px);color:rgba(255,255,255,.78);max-width:560px;margin-bottom:36px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:44px}
.hero-facts{display:flex;flex-wrap:wrap;gap:12px 28px;padding:0;margin:0;list-style:none;font-size:15px;color:rgba(255,255,255,.72)}
.hero-facts li{display:flex;align-items:center;gap:9px}
.hero-facts svg{width:18px;height:18px;color:#6aa5ff;flex:none}
.hero-photo{position:relative;align-self:end}
.hero-photo::before{content:"";position:absolute;left:8%;right:4%;bottom:0;top:12%;background:linear-gradient(160deg,var(--blue),var(--navy-700));border-radius:28px 28px 0 0;opacity:.9}
.hero-photo picture,.hero-photo img{position:relative;border-radius:28px 28px 0 0}
.hero-photo img{width:100%;-webkit-mask-image:linear-gradient(180deg,#000 85%,rgba(0,0,0,.85));mask-image:linear-gradient(180deg,#000 85%,rgba(0,0,0,.85))}
.hero-badge{position:absolute;left:-28px;bottom:48px;background:#fff;color:var(--ink);border-radius:16px;padding:16px 20px;box-shadow:0 20px 40px -16px rgba(0,0,0,.45);display:flex;align-items:center;gap:14px;max-width:270px}
.hero-badge .ico{width:44px;height:44px;border-radius:12px;background:var(--blue-soft);color:var(--blue-600);display:grid;place-items:center;flex:none}
.hero-badge .ico svg{width:22px;height:22px}
.hero-badge strong{display:block;font-family:var(--font-head);font-size:15px;line-height:1.25}
.hero-badge span{font-size:13px;color:var(--muted);line-height:1.35;display:block}

/* Sections */
section{scroll-margin-top:76px}
.section{padding:112px 0}
.section-alt{background:var(--bg-alt)}
.section-head{max-width:720px;margin-bottom:56px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.kicker{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-600);margin-bottom:14px}
.section-head h2{font-size:clamp(30px,3.6vw,44px)}
.section-head p{font-size:18px;color:var(--text)}

/* Pillars */
.pillars{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.pillar{min-width:0;background:#fff;border:1px solid var(--line);border-radius:24px;padding:44px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.pillar-top{display:flex;align-items:center;gap:16px;margin-bottom:18px}
.pillar-num{font-family:var(--font-head);font-weight:800;font-size:14px;color:var(--blue-600);background:var(--blue-soft);border-radius:999px;padding:6px 12px;letter-spacing:.04em}
.pillar h3{font-size:30px;margin:0}
.pillar > p{font-size:17px;margin-bottom:28px}
.items{display:grid;gap:14px}
.item{min-width:0;display:grid;grid-template-columns:52px 1fr;gap:18px;align-items:start;padding:20px;border-radius:var(--radius-sm);background:var(--bg-alt);border:1px solid transparent;transition:border-color .2s,background .2s}
.item:hover{border-color:#cfdcf2;background:#fff}
.item .ico{width:52px;height:52px;border-radius:14px;background:var(--navy-900);color:#fff;display:grid;place-items:center}
.item .ico svg{width:24px;height:24px}
.item h4{font-size:18px;margin:2px 0 4px}
.item p{font-size:15.5px;margin:0;color:var(--text)}
.note{font-size:13.5px;color:var(--muted);margin-top:28px;line-height:1.55}

/* About */
.about{display:grid;grid-template-columns:.85fr 1.15fr;gap:72px;align-items:center}
.about-photo{position:relative}
.about-photo img{border-radius:24px;width:100%;box-shadow:var(--shadow)}
.about-photo::after{content:"";position:absolute;inset:auto -18px -18px auto;width:55%;height:55%;border-radius:24px;border:2px solid var(--blue);z-index:-1}
.about h2{font-size:clamp(30px,3.6vw,44px)}
.about-lead{font-size:19px;color:var(--ink);font-weight:500}
.creds{list-style:none;padding:0;margin:32px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.creds li{display:flex;gap:12px;align-items:flex-start;font-size:15.5px;line-height:1.45;background:var(--bg-alt);border-radius:var(--radius-sm);padding:16px}
.creds svg{width:20px;height:20px;color:var(--blue-600);flex:none;margin-top:1px}
.creds strong{color:var(--ink);display:block;font-family:var(--font-head)}

/* Principles */
.principles{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.principle{background:#fff;border-radius:var(--radius);padding:32px;border:1px solid var(--line)}
.principle .ico{width:48px;height:48px;border-radius:12px;background:var(--blue-soft);color:var(--blue-600);display:grid;place-items:center;margin-bottom:20px}
.principle .ico svg{width:24px;height:24px}
.principle h3{font-size:20px}
.principle p{font-size:15.5px;margin:0}

/* Steps */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.steps li{position:relative;padding-top:64px}
.steps li::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;top:0;left:0;font-family:var(--font-head);font-weight:800;font-size:15px;color:#fff;background:var(--navy-900);width:44px;height:44px;border-radius:12px;display:grid;place-items:center}
.steps li::after{content:"";position:absolute;top:22px;left:56px;right:-12px;height:2px;background:linear-gradient(90deg,var(--blue),var(--line))}
.steps li:last-child::after{display:none}
.steps h3{font-size:19px}
.steps p{font-size:15.5px;margin:0}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--navy-900),var(--navy-800));border-radius:28px;padding:56px;display:flex;align-items:center;justify-content:space-between;gap:32px;color:#fff;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(43,123,255,.45),transparent 70%)}
.cta-band h2{color:#fff;font-size:clamp(26px,3vw,36px);margin-bottom:8px}
.cta-band p{color:rgba(255,255,255,.75);margin:0;max-width:560px}
.cta-band .btn{position:relative;z-index:1;flex:none}

/* Contact */
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.contact-card{background:var(--navy-900);color:rgba(255,255,255,.82);border-radius:24px;padding:40px;position:sticky;top:100px}
.contact-card h3{color:#fff;font-size:24px}
.contact-person{display:flex;gap:16px;align-items:center;margin-bottom:28px}
.contact-person img{width:72px;height:72px;border-radius:50%;object-fit:cover;object-position:50% 20%;border:3px solid rgba(255,255,255,.15)}
.contact-person strong{display:block;color:#fff;font-family:var(--font-head);font-size:18px}
.contact-person span{font-size:14px;color:rgba(255,255,255,.6)}
.contact-list{list-style:none;padding:0;margin:0;display:grid;gap:16px}
.contact-list li{display:flex;gap:14px;align-items:flex-start}
.contact-list .ico{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.08);display:grid;place-items:center;flex:none;color:#6aa5ff}
.contact-list .ico svg{width:20px;height:20px}
.contact-list small{display:block;font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;color:rgba(255,255,255,.5)}
.contact-list a,.contact-list address{color:#fff;font-style:normal;font-weight:500}

form.contact-form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-size:14px;font-weight:600;color:var(--ink)}
.field input,.field select,.field textarea{font:inherit;font-size:16px;padding:13px 15px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);transition:border-color .2s,box-shadow .2s;width:100%}
.field textarea{min-height:140px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(43,123,255,.15)}
.check{display:flex;gap:12px;align-items:flex-start;font-size:14px;line-height:1.5;color:var(--text)}
.check input{width:20px;height:20px;margin-top:1px;accent-color:var(--blue);flex:none}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.form-foot{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:6px}
.form-foot small{color:var(--muted);font-size:13px}
.alert{border-radius:12px;padding:14px 18px;margin-bottom:22px;font-size:15px;display:none}
.alert.show{display:block}
.alert.ok{background:#e8f7ef;color:#11643a;border:1px solid #bfe6cf}
.alert.err{background:#fdecec;color:#8a1c1c;border:1px solid #f5c2c2}

/* Footer */
.site-footer{background:var(--navy-950);color:rgba(255,255,255,.65);padding:72px 0 32px;font-size:15px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.08)}
.site-footer h4{color:#fff;font-size:15px;letter-spacing:.02em;margin-bottom:16px}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.site-footer a{color:rgba(255,255,255,.75)}
.site-footer a:hover{color:#fff}
.site-footer address{font-style:normal;line-height:1.7}
.footer-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:28px;font-size:13.5px;color:rgba(255,255,255,.45)}

/* Legal pages */
.page-hero{background:linear-gradient(180deg,var(--navy-900),var(--navy-950));color:#fff;padding:72px 0 64px}
.page-hero h1{color:#fff;font-size:clamp(34px,4.5vw,52px);margin:0}
.legal{padding:72px 0 112px}
.legal .wrap{max-width:820px}
.legal h2{font-size:24px;margin-top:48px;padding-top:8px}
.legal h2:first-child{margin-top:0}
.legal h3{font-size:18px;margin-top:28px}
.legal p,.legal li{font-size:16px}
.legal ul{padding-left:20px}
.legal .box{background:var(--bg-alt);border-radius:var(--radius-sm);padding:22px 24px;margin:0 0 1em}
.legal .box p:last-child{margin:0}

/* Reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.no-js .reveal{opacity:1;transform:none}

/* Responsive */
@media (max-width:1040px){
  .hero .wrap{grid-template-columns:1fr;gap:16px;padding-top:56px}
  .hero-copy{padding-bottom:24px}
  .hero-photo{max-width:440px;margin:0 auto;width:100%}
  .hero-badge{left:-8px;bottom:32px}
  .pillars{grid-template-columns:1fr}
  .about{grid-template-columns:1fr;gap:56px}
  .about-photo{max-width:440px}
  .principles{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr;row-gap:40px}
  .steps li:nth-child(2)::after{display:none}
  .contact{grid-template-columns:1fr}
  .contact-card{position:static}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .nav{position:fixed;inset:76px 0 auto 0;background:var(--navy-900);flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 24px;border-bottom:1px solid rgba(255,255,255,.1);transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .2s,transform .2s,visibility .2s}
  .nav.open{opacity:1;visibility:visible;transform:none}
  .nav a{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:17px}
  .nav .btn{margin-top:16px;justify-content:center;border-bottom:0}
  .nav-toggle{display:block}
  .section{padding:80px 0}
  .pillar{padding:28px}
  .creds{grid-template-columns:1fr}
  .cta-band{flex-direction:column;align-items:flex-start;padding:36px}
  form.contact-form,.contact-card{padding:28px}
  .form-grid{grid-template-columns:1fr}
}
@media (max-width:560px){
  .wrap{padding:0 16px}
  .principles,.steps{grid-template-columns:1fr}
  .steps li::after{display:none}
  .footer-grid{grid-template-columns:1fr}
  .hero-badge{position:relative;left:auto;bottom:auto;margin:-40px 16px 0;max-width:none}
  .item{grid-template-columns:44px 1fr;padding:16px}
  .item .ico{width:44px;height:44px}
  .brand-text small{display:none}
}

/* Markierung für Angaben, die vor dem Livegang geprüft werden müssen.
   Nach dem Prüfen die <mark class="todo">…</mark> Stellen ersetzen. */
mark.todo{background:#fff3c4;color:#6b4e00;border-radius:4px;padding:1px 6px;font-weight:600}
p,li{overflow-wrap:break-word;hyphens:auto;-webkit-hyphens:auto}
@media (max-width:560px){.about-photo::after{right:-8px;bottom:-12px}}
html,body{overflow-x:clip}
@media (max-width:400px){.pillar{padding:22px 18px}.item{grid-template-columns:40px 1fr;gap:14px;padding:14px}.item .ico{width:40px;height:40px}.principle{padding:24px}}

/* ===== Unterseiten ===== */
.item-link{display:inline-flex;align-items:center;gap:6px;margin-top:8px;font-size:14.5px;font-weight:600;color:var(--blue-600)}
.item-link svg{width:15px;height:15px}
.sub-hero{background:radial-gradient(900px 500px at 90% 0%,rgba(43,123,255,.22),transparent 60%),linear-gradient(180deg,var(--navy-900),var(--navy-950));color:#fff;padding:56px 0 88px}
.crumbs{font-size:14px;color:rgba(255,255,255,.55);margin-bottom:28px}
.crumbs a{color:rgba(255,255,255,.75)}
.crumbs span{margin:0 8px}
.sub-hero .wrap>.grid{display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:center}
.sub-hero h1{color:#fff;font-size:clamp(34px,4.6vw,56px);font-weight:800;letter-spacing:-.03em;margin-bottom:20px}
.sub-hero h1 em{font-style:normal;color:#6aa5ff}
.sub-hero .hero-lead{margin-bottom:32px}
.glance{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:30px}
.glance h2{color:#fff;font-size:15px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:18px;font-family:var(--font-body);font-weight:700}
.glance ul{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.glance li{display:flex;gap:12px;font-size:15.5px;line-height:1.45;color:rgba(255,255,255,.85)}
.glance svg{width:20px;height:20px;color:#6aa5ff;flex:none;margin-top:1px}

.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.prose h2{font-size:clamp(28px,3.2vw,40px)}
.prose p{font-size:17px}
.prose .lead{font-size:19px;color:var(--ink);font-weight:500}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.cards.two{grid-template-columns:1fr 1fr}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;min-width:0}
.section-alt .card{border-color:transparent;box-shadow:var(--shadow)}
.card .ico{width:48px;height:48px;border-radius:12px;background:var(--navy-900);color:#fff;display:grid;place-items:center;margin-bottom:18px}
.card .ico svg{width:24px;height:24px}
.card h3{font-size:20px}
.card p{font-size:15.5px;margin:0}
.card ul{margin:10px 0 0;padding-left:18px;font-size:15.5px}

.checklist{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.checklist li{display:flex;gap:12px;align-items:flex-start;background:var(--bg-alt);border-radius:var(--radius-sm);padding:16px 18px;font-size:16px;line-height:1.5}
.checklist svg{width:20px;height:20px;color:var(--blue-600);flex:none;margin-top:2px}
.checklist strong{color:var(--ink)}

.risk{background:#fff8e6;border:1px solid #f3dfaa;border-radius:var(--radius);padding:30px}
.risk h3{font-size:19px;color:#5c4300}
.risk ul{margin:0;padding-left:20px;display:grid;gap:6px;font-size:15.5px;color:#5c4a1f}

.faq{max-width:840px;margin:0 auto;display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:0 24px;transition:border-color .2s}
.faq details[open]{border-color:#cfdcf2;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;list-style:none;padding:20px 0;font-family:var(--font-head);font-weight:700;font-size:17.5px;color:var(--ink);display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:24px;font-weight:500;color:var(--blue-600);flex:none;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{font-size:16px;margin:0 0 20px}

.footer-grid.four{grid-template-columns:1.4fr 1fr 1fr 1fr}

@media (max-width:1040px){
  .sub-hero .wrap>.grid{grid-template-columns:1fr;gap:36px}
  .split{grid-template-columns:1fr;gap:40px}
  .cards{grid-template-columns:1fr 1fr}
  .footer-grid.four{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){.nav .nav-sub{display:block}}
@media (max-width:640px){
  .cards,.cards.two{grid-template-columns:1fr}
  .footer-grid.four{grid-template-columns:1fr}
  .glance,.card,.risk{padding:24px}
  .faq details{padding:0 18px}
}
@media (max-width:560px){.sub-hero h1{font-size:31px}.sub-hero{padding:40px 0 64px}.crumbs{margin-bottom:20px}}

/* ===== Über mich ===== */
.about-hero{grid-template-columns:1.3fr .7fr!important}
.about-hero-photo{margin:0;position:relative}
.about-hero-photo::before{content:"";position:absolute;inset:18px -18px -18px 18px;border-radius:26px;background:linear-gradient(150deg,var(--blue),var(--navy-700));opacity:.85}
.about-hero-photo img{position:relative;border-radius:26px;width:100%;box-shadow:0 24px 48px -20px rgba(0,0,0,.55)}
.facts{margin:0;display:grid;gap:0}
.facts div{display:grid;grid-template-columns:150px 1fr;gap:16px;padding:12px 0;border-bottom:1px solid var(--line)}
.facts div:last-child{border-bottom:0}
.facts dt{font-weight:600;color:var(--ink);font-size:14.5px}
.facts dd{margin:0;font-size:15px;line-height:1.5}
@media (max-width:1040px){.about-hero{grid-template-columns:1fr!important}.about-hero-photo{max-width:380px}}
@media (max-width:560px){.facts div{grid-template-columns:1fr;gap:2px}.about-hero-photo{margin-right:18px}}
.section-alt .checklist li{background:#fff;box-shadow:0 1px 2px rgba(10,26,51,.04)}
.milestones{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:8px 0 28px}
.milestones div{background:var(--bg-alt);border-radius:var(--radius-sm);padding:16px;border-top:3px solid var(--blue)}
.milestones strong{display:block;font-family:var(--font-head);font-size:24px;color:var(--ink);letter-spacing:-.02em;margin-bottom:4px}
.milestones span{font-size:14px;line-height:1.45;display:block}
@media (max-width:560px){.milestones{grid-template-columns:1fr}}
.sv-badge{display:flex;gap:14px;align-items:center;background:var(--blue-soft);border:1px solid #cfdcf2;border-radius:var(--radius-sm);padding:16px 18px;margin:8px 0 18px}
.sv-badge>svg{width:28px;height:28px;color:var(--blue-600);flex:none}
.sv-badge strong{display:block;font-family:var(--font-head);color:var(--ink);font-size:16.5px}
.sv-badge span{font-size:14.5px}

/* Logo */
.brand-logo{height:40px;width:auto;flex:none}
.footer-logo{height:auto;width:190px;margin-bottom:18px}
.site-footer .brand{display:inline-block}
@media (max-width:560px){.brand-logo{height:28px}}